{"success":true,"estimate":{"currency":"JPY","months":12,"pathway":"language_school","city":null,"housing":"dormitory","city_factor":1,"has_tuition":true,"lines":[{"code":"language_school_tuition","category":"tuition","label":"Language school tuition","note":"Per year. Varies by school.","frequency":"yearly","currency":"JPY","unit_min":700000,"unit_max":900000,"min":700000,"max":900000,"vnd_min":122500000,"vnd_max":157500000,"city_adjusted":false},{"code":"dormitory","category":"housing","label":"School dormitory","note":"Per month. Usually the best option for your first year.","frequency":"monthly","currency":"JPY","unit_min":30000,"unit_max":60000,"min":360000,"max":720000,"vnd_min":63000000,"vnd_max":126000000,"city_adjusted":false},{"code":"living_costs","category":"living","label":"Living costs","note":"Per month, excluding rent. Tokyo is at the higher end.","frequency":"monthly","currency":"JPY","unit_min":50000,"unit_max":80000,"min":600000,"max":960000,"vnd_min":105000000,"vnd_max":168000000,"city_adjusted":false},{"code":"health_insurance","category":"living","label":"National health insurance","note":"Per month. Student reductions are often available.","frequency":"monthly","currency":"JPY","unit_min":1500,"unit_max":3000,"min":18000,"max":36000,"vnd_min":3150000,"vnd_max":6300000,"city_adjusted":false}],"rate":175,"rate_date":"2026-10-01","per_month":{"min":81500,"max":143000,"vnd_min":14262500,"vnd_max":25025000},"first_year":{"min":1678000,"max":2616000,"vnd_min":293650000,"vnd_max":457800000},"total":{"min":1678000,"max":2616000,"vnd_min":293650000,"vnd_max":457800000},"upfront":{"min":700000,"max":900000,"vnd_min":122500000,"vnd_max":157500000}},"formatted":{"per_month":{"primary":"VND 14M–25M","secondary":"JPY 81,500–143,000"},"first_year":{"primary":"VND 294M–458M","secondary":"JPY 1,678,000–2,616,000"},"total":{"primary":"VND 294M–458M","secondary":"JPY 1,678,000–2,616,000"},"upfront":{"primary":"VND 123M–158M","secondary":"JPY 700,000–900,000"},"lines":[{"code":"language_school_tuition","label":"Language school tuition","note":"Per year. Varies by school.","category":"tuition","primary":"VND 123M–158M","secondary":"JPY 700,000–900,000"},{"code":"dormitory","label":"School dormitory","note":"Per month. Usually the best option for your first year.","category":"housing","primary":"VND 63M–126M","secondary":"JPY 360,000–720,000"},{"code":"living_costs","label":"Living costs","note":"Per month, excluding rent. Tokyo is at the higher end.","category":"living","primary":"VND 105M–168M","secondary":"JPY 600,000–960,000"},{"code":"health_insurance","label":"National health insurance","note":"Per month. Student reductions are often available.","category":"living","primary":"VND 3.2M–6.3M","secondary":"JPY 18,000–36,000"}],"months":"12 months","rate_date":"1 Oct 2026","rate":"1 JPY = VND 175"}}